We’re your dedicated mortgage partner

We know how important it is that our clients experience a smooth and informative transaction when buying or selling real estate. Having a knowledgeable, experienced, and trustworthy mortgage advisor significantly increases the likelihood of referrals and the improved reputation for everyone involved.

We strive in developing long-term business relationships that thrive. While the mortgage process may appear similar to most, not all mortgage providers are created equal. At Copperstate Lending our goal is simple: provide clients EXTRAORDINARY service start to finish. Each and every time.


The ability to potentially save your clients thousands of dollars on their mortgage can result in more referrals. Clients will remember it and appreciate you for it.

·   We don’t use sales tactics to avoid full-disclosure and education. We use education and full-disclosure to close more sales. Plain and simple.

·   We earn business by reputation and competition. No affiliations, no “joint ventures”, no steering. Nothing but hard work and many valuable years of industry experience for the best outcome for all of our clients.

·   Excellent Service and Excellent Pricing. Less overhead and more closings = better pricing and happy customers.

·   Our clients speak for us. We publicly and proudly share feedback and testimonials from our clients and business partners.

·   Up-Front and Reliable.

·   No nonsense and direct.

·   Mortgage Price Leader. Copperstate Lending has $0 client-paid origination fees, $0 application fees, and $0 processing fees. Lower fees and rates than most competitors = more buying power for your clients and less concession requests.

·   Reliable Pre-Approvals. More investors, less underwriting overlays, more experience, and no surprises.

·   On-Time Closings.

·   Advanced paperless processing.


Copperstate Lending is available for clients to access an immediate loan comparison. No personal information or obligation required, just simple math. A few minutes could potentially save thousands of dollars.

Better Communication. Quick response, availability, and attention to detail. We are here for you and your clients! Contact us today.


Michael took the time & made the effort to ensure my husband & I felt comfortable and understood the full refi process. He offered real-time experience with the current market conditions. He instantly got the ball rolling & we closed fast. Shelly was very professional and responded quickly to any question that came up. The overall level of patience everyone had was truly appreciated! Thank you! Peggy J.

Michael once again has successfully processed a mortgage for us. He and his staff are professional and proficient. Top notch! Peggy J.

Kathy P.

Copperstate Lending

The best rates.

The best service.

The best mortgage experience.

Kyle Christian Corporation dba Copperstate Lending | NMLS # 182876 | Arizona Mortgage Broker license MB – 0906660