Freddie Mac is a publicly held corporation chartered by Congress to increase the supply of funds that mortgage lenders, such as commercial banks, mortgage bankers, savings institutions, and credit unions, can make available to homebuyers and multifamily investors. This Freddie Mac site offers a step-by-step tutorial on the home-buying decision process and the mortgage-application process.

The Mortgage Bankers Association of America is the preeminent association representing the real estate finance industry. Their consumer information site contains several tools and guides to aid in purchasing or refinancing a home.

The Federal Reserve Board maintains a website with consumer information, including a section on home mortgages. The section covers topics such as finding the best mortgage and understanding ARMs.

What happens after you complete the purchase process? This U.S. Postal Service website provides all kinds of tools and tips to help make the moving process easier.

U. S. Department of Housing and Urban Development website provides extensive information about buying a home, including affordability, borrower’s rights, tips and tricks for shopping for a loan, and details about different home-buying programs, including FHA loan programs and other special programs.

Fannie Mae is a government-sponsored enterprise (GSE) chartered by Congress with a mission to provide liquidity, stability and affordability to the U.S. housing and mortgage markets. Home-buying Process guide on their website offers valuable information about buying a home. This website also provides important information for homeowners.

As a real estate agent, my favorite words from a lender are “FULL LOAN APPROVAL!!” Even better when you hear them 17 days after the contract was signed & CLOSE A WEEK EARLY!! It was seamless from start to finish!! Mike’s processor, Shelly, was fantastic at staying on top of the file and giving updates along the way. Absolutely a top notch experience!! - Jan Z.

Mike and Shelly made the whole experience effortless from start to finish. I’ve had loans in the past but none were this easy. The communication was open and honest and he worked with me to make this happen. I will definitely be referring Mike again. Thank you so much! - Randy F.

Buying a home and selling your current home at the same time is a very stressful situation. Throughout the whole process the communication was great. - Linda W.

I have done a few transactions with Michael and they all went very smooth. It was a seamless process. Thank you!! - Tina P.

Michael once again has successfully processed a mortgage for us. He and his staff are professional and proficient. Top notch! - Kathy P.

Mike and Shelly made the entire process from start to finish so easy. Owning one home in California and trying to qualify for another could have been a challenge but not with Mike. He made options available and was very transparent while not misleading in anyway. I would definitely refer him to anyone. - R. Andocamando


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Copperstate Lending

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Kyle Christian Corporation dba Copperstate Lending | NMLS # 182876 | Arizona Mortgage Broker license MB – 0906660