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Save Thousands with Lower Rates & Fees!

Get rock-bottom rates, sound advice from mortgage experts, and amazing customer service.

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About Copperstate Lending

Launched in 2004 by Michael Aldridge, the Copperstate Lending team has rapidly grown and now expertly handles residential and commercial loans of all types and sizes lending through a network of funding sources.  These sources give the client multiple options in any given scenario, as opposed to being limited to one set of guidelines and available rates like most banks.  Conventional, FHA, and VA financing options are all available depending on the client’s needs.

Copperstate Lending prides itself with a proven track record of successful key business relationships that allow for a smooth process from start to finish.  We understand that every transaction is different, therefore we provide professional guidance to each and every client for successful navigation of today’s constantly changing lending requirements and procedures.

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Average Pricing of
Major Banks
Copperstate Lending
Rate 4.854% 4.625% 0.229%
Lender Fees $1,853 $0 $1,853
APR* 4.911% 4.622% 0.289%

Program Benefits

$1,100 Immediate Savings!

We waive the loan origination fee for all your employees or association members.

Discounted Membership Pricing

Your employees or members can save thousands of dollars over the life of the loan.

Low Down Payment Programs

Loan options with as little as 3% down.

As a real estate agent, my favorite words from a lender are “FULL LOAN APPROVAL!!” Even better when you hear them 17 days after the contract was signed & CLOSE A WEEK EARLY!! It was seamless from start to finish!! Mike’s processor, Shelly, was fantastic at staying on top of the file and giving updates along the way. Absolutely a top notch experience!! - Jan Z.

Mike and Shelly made the whole experience effortless from start to finish. I’ve had loans in the past but none were this easy. The communication was open and honest and he worked with me to make this happen. I will definitely be referring Mike again. Thank you so much! - Randy F.

Buying a home and selling your current home at the same time is a very stressful situation. Throughout the whole process the communication was great. - Linda W.

I have done a few transactions with Michael and they all went very smooth. It was a seamless process. Thank you!! - Tina P.

Michael once again has successfully processed a mortgage for us. He and his staff are professional and proficient. Top notch! - Kathy P.

Mike and Shelly made the entire process from start to finish so easy. Owning one home in California and trying to qualify for another could have been a challenge but not with Mike. He made options available and was very transparent while not misleading in anyway. I would definitely refer him to anyone. - R. Andocamando


Copperstate Lending

The best rates.

The best service.

The best mortgage experience.

Kyle Christian Corporation dba Copperstate Lending | NMLS # 182876 | Arizona Mortgage Broker license MB – 0906660