The best rates. The best service. The best mortgage experience.

Launched in 2004 by Michael Aldridge, the Copperstate Lending team has rapidly grown and now expertly handles residential and commercial loans of all types and sizes. Our commitment from day one has been to provide customized mortgage solutions based on our customers’ unique needs and helping them through their journey.

Why Choose Us

We help our customers secure the funding they need to purchase or refinance their homes or commercial buildings. At Copperstate Lending, we marry the highest integrity customer service with deep knowledge of the mortgage process. Then, we incorporate technology to make the entire process run smoothly.

We take our relationships seriously and have grown our company through the referrals and repeat business of satisfied customers. In the last 30 years, we have seen it all, and we can foresee the obstacles that might occur so we can create solutions in advance.

Copperstate Lending is committed to helping you find the right product for your needs. We understand that every borrower is different, and we offer a variety of mortgage products to meet your individual requirements.

Better than a Bank

You have many options when choosing a mortgage lender. We improve on the one-size-fits-all approach that banks take by communicating with you throughout the entire process with customer service that is second to none. Plus, we offer loan products at wholesale rates.

In addition to the typical bank solutions, we have expanded our services as a lending firm to include strategic analysis and investment property planning, annual client mortgage review, debt consolidation and repositioning transactions, home equity leverage and management, and commercial real estate financing.

Contact us to learn more or start your loan application now.

As a real estate agent, my favorite words from a lender are “FULL LOAN APPROVAL!!” Even better when you hear them 17 days after the contract was signed & CLOSE A WEEK EARLY!! It was seamless from start to finish!! Mike’s processor, Shelly, was fantastic at staying on top of the file and giving updates along the way. Absolutely a top notch experience!! - Jan Z.

Mike and Shelly made the whole experience effortless from start to finish. I’ve had loans in the past but none were this easy. The communication was open and honest and he worked with me to make this happen. I will definitely be referring Mike again. Thank you so much! - Randy F.

Buying a home and selling your current home at the same time is a very stressful situation. Throughout the whole process the communication was great. - Linda W.

I have done a few transactions with Michael and they all went very smooth. It was a seamless process. Thank you!! - Tina P.

Michael once again has successfully processed a mortgage for us. He and his staff are professional and proficient. Top notch! - Kathy P.

Mike and Shelly made the entire process from start to finish so easy. Owning one home in California and trying to qualify for another could have been a challenge but not with Mike. He made options available and was very transparent while not misleading in anyway. I would definitely refer him to anyone. - R. Andocamando


Get Started

Are you ready to find the best rate, the best mortgage and the best experience? Get started now.


Check our blog for insight and advice. And when you’re ready, call us today at 602-889-0632.


Have questions that need answering? Check out our FAQ or Contact us today.

Contact Us

We look forward to working with you to find the best mortgage solution. Contact us today.

Copperstate Lending

The best rates.

The best service.

The best mortgage experience.

Kyle Christian Corporation dba Copperstate Lending | NMLS # 182876 | Arizona Mortgage Broker license MB – 0906660